Non-refundable Funds

AVISSO provides extended services in business consulting. We understand the need of our clients who seek for sustainable solutions that develop and strengthen their company.

Our experience and expertize recommend us for the development of non-refundable investment projects through the European Investment Fund.

  • Consultancy for accessing loans, guarantees and risk capital in favour of innovative SMEs and research organizations that correspond to market needs through Competitiveness Operational Programme.
  • Consultancy for accessing guarantees from HORIZON 2020, European Investment Funds (EIF), European Investment Bank (EIB), European Fund for Regional Development in collaboration with EIB/EIF as well as counselling in accessing loans that enhance the SME’s productivity, innovation and capacity to develop on regional, national and international markets.
  • Consultancy for reviving investments in strategic projects through the European Fund for Strategic Investment (EFSI); EFSI offers public guarantees for private investment projects with high risk level in strategic areas, such as telecommunications and transport infrastructure, efficient energy, research, education and innovation, and, also, offers loans for small and medium enterprises and companies with less than 3,000 employees.


AVISSO facilitates access to financial institutions for loaning funds, credits, guarantee schemes, guarantee institutions or other financial institutions that offer loans within European Funds, through the following financial lines that address different targets of beneficiaries:

  1. InnovFin SME Guarantee Facility: SMEs that have research and innovation as main area of activity;
  2. Cultural and Creative Sectors Guarantee Facility (CCS GF): creative industries, architecture, archives, libraries and museums, hand-crafts, audio-visual (film, television, video games and multimedia), tangible or intangible cultural inheritance, design, festivals, publicity, radio or visual arts;
  3. AGRI Guarantee Facility: farmers and agricultural groups, cooperatives, micro and small sized enterprises from the rural area, forestry;
  4. COSME – Loan Guarantee Facility (LGF): Development of European enterprises through research and innovation.
How can we help you?

AVISSO ensures the professional risk management of a business from the start of the project to the expansion and consolidation of the product or service portfolio.